V VestedGrant
FL · RSU vest · $60,000

How much tax on a $60,000 RSU vest in Florida?

A $60,000 RSU vest for a Florida resident at the typical senior-IC tech income level owes roughly $20,894 in combined federal, state, and Medicare tax. Employer withholding covers ~$14,070, leaving a $6,824 shortfall at filing.

Federal
$19,484
Ordinary, single filer
FL state
$0
No state tax
Medicare
$1,410
1.45% + 0.9% add'l
Total tax
$20,894
Effective 34.8%
Employer withholds
$14,070
22% / 37% fed + state + Medicare
April shortfall
$6,824
Plan a Q4 estimate if positive
Fix this before the next quarterly deadline

You're on track to owe $6,824 at filing on this vest alone. A fee-only advisor in Florida who works with tech-employee RSU planning can size the exact quarterly estimate and, if you have concentration risk, set up a 10b5-1 plan. Free match.

Match me with an advisor in Florida →

How the number was derived

The calculation assumes a single filer with $200,000 of other wage income and no itemized deductions beyond the standard deduction. The RSU vest sits on top of that base, which is representative of senior IC tech earners. Federal tax uses 2025 single-filer brackets; Florida imposes no state income tax; Medicare includes the 0.9% additional above $200k.

What changes if your numbers are different

A higher other-wage base shifts more of the vest into the top federal bracket (35-37%), raising your federal tax. A lower base produces a smaller average rate. Itemized deductions (SALT, mortgage interest, charitable) reduce the regular tax. If you have ISO exercises in the same year, AMT may apply and the arithmetic is different.

Frequently asked

What's the exact federal tax on a $60,000 RSU vest in Florida?
At a typical $200k other-wage base, a $60,000 RSU vest adds approximately $19,484 of federal ordinary income tax, because the vest sits on top of existing wages and the marginal rate climbs through the brackets. The exact number depends on your other income, deductions, and filing status.
How much will Florida take?
Florida has no state income tax on wages, so nothing extra at the state level. Your total tax on the vest is federal and Medicare only.
What does my employer actually withhold?
Federal supplemental withholding is a flat 22% on the first $1M of supplemental wages per calendar year, then 37% above. On a $60,000 vest that's $13,200 in federal withholding. Florida has no state withholding. Medicare at 1.45% adds another $870.
Am I under-withheld?
Yes, by roughly $6,824. The 22% supplemental rate is below the marginal rate of a senior tech earner, and that gap compounds every vest. Cover it with a Q4 estimated payment or additional W-4 withholding before the next quarterly deadline.

Related

Educational estimate · 2025 brackets · Not tax advice · Single filer with $200k other wages

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